If your sim doesn’t make a payment (or pay in full) within 48 hours, he/she will receive a Loan Payment Due (fine mood) buff.Make 12, 24, or 36 payments which includes a 5% interest rate.Your sim will then be responsible for repaying it! When repaying the loan, you have two options: Once you select the loan amount, your sim will receive a Loan Packet in their inventory (which is not delete-able). From there you will select which loan amount you want. When your sim needs a loan have them click on the computer and select SimCity Loans. Original Description (edited to merge in newest features info): Your sims (teen and up) can now apply for loans from SimCity Bank.
